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3 January/February 2020 | THE DAVEY BULLETIN HEALTH MEANS WEALTH IN 2020 It's that time of year when many people work to maintain health-related New Year's resolutions, and Davey employees have some momentum to build on from 2019. care physician and other health care measures are part of your total well-being, and preventive services are 100 percent covered by the health insurance plan." ROOT OF THE ISSUE MISSION: Deliver unmatched excellence in client experience, employee strength, safety and financial sustainability as we advance the green industry. LEADERSHIP is defined as the action of leading a group of people or an organization. IMPROVEMENT is defined as the action of improving or being improved. INTEGRITY is defined as being honest and having strong moral principles. SAFETY at Davey emphasizes the fundamental respect we have for our employees, clients, the public and the environment. All other departments in the Bulletin, such as "Letters" or "Service Awards," will get the "Davey green" label. EXPERTISE is defined as having expert skill or knowledge in a particular field. VISION: Provide solutions that promote balance among people, progress and the environment. RESOLVE is defined as having a firm determination to accomplish something. SAFETY INTEGRITY RESOLVE LEADERSHIP EXPERTISE IMPROVEMENT VISION MISSION DEPARTMENTS Matt Fredmonsky As it turns out, adopting healthy behaviors can help save you money. For most workers, health insurance rates rise every year. The National Business Group on Health conducted a survey last year showing large employers expect the total cost of covering health insurance for workers and their families will increase by 5 percent in 2020. Davey employees, like nearly all workplace healthcare program enrollees across the U.S., will see an increase in rates in 2020, but it will be well below that anticipated 5 percent increase. Anna Davis, director, human resources administration, said all non-union Davey employees will see a 3.7 percent aggregate rate increase across health plans from 2019 to 2020 – well below the market average increase. "What employees do and what we ask you to do, from a healthcare perspective, does make a difference," Davis said. "Here's how it pays off. Having your preventive screenings, building a relationship with a primary Enough employees took such well-being steps in 2019 so as to have a positive impact on the cost of health insurance claims last year, Davis said. As a result, the Davey Company was able to provide a lower rate increase for 2020 as compared with the market average – thanks to Davey employees' efforts at preventive care. "It's a cause and effect," Davis said. "Our lower rate increase is a result of our employees' healthy behaviors." The lesson being, a check-up at the doctor's office could keep more money in your pocket in the long run. Davey employees work tirelessly to care for the natural environment every day. Make sure you take some time to care for yourself as well. The healthier you are, the better care you can provide to the environment in return. Davey President and CEO Pat Covey answers a question about 401KSOP contributions on page 4. '' The Davey Company was able to provide a lower rate increase for 2020 as compared with the market average – thanks to Davey employees' efforts at preventive care. '' Anna Davis director, human resources administration

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